Funded Opportunities
Business & SBA 7(a) Funding Advisory

Get funded — with the right program for your situation.

Funded Opportunities helps business owners access capital, whether or not you already know what you qualify for. SBA 7(a) lending is our flagship specialty — and it is one of several business and personal funding paths we match clients to. Start in one place and an advisor will point you to the best fit.

Start Your ApplicationSee how we help

Completing this checklist does not guarantee SBA or lender approval. The participating lender makes the credit decision and may request additional documentation.

Small business owner standing in her shop after securing SBA financing

Guided end to end

Document prep, lender packaging, and follow-through until a decision is made.

The program

What is the SBA 7(a) program?

The SBA 7(a) loan program helps small businesses get financing for working capital, equipment, expansion, debt refinancing, and more. Loans are made by participating lenders and backed in part by a guaranty from the U.S. Small Business Administration, which allows lenders to approve businesses that may not fit conventional credit boxes.

Because that guaranty comes with structure, 7(a) files are documentation-heavy. Funded Opportunities organizes your paperwork, sharpens your use-of-funds story, and presents the package to lenders so nothing stalls in review.

Working capital & growth

Fund payroll, inventory, marketing, and the day-to-day cash cushion that keeps operations steady.

Equipment & real estate

Finance machinery, vehicles, build-outs, or owner-occupied commercial property.

Refinance & expansion

Restructure higher-cost business debt or fund a new location, acquisition, or product line.

Beyond the SBA

What is general funding?

Not every business fits an SBA 7(a) loan, and not every owner needs one. Beyond 7(a) lending we help clients access general business and personal funding options — lines of credit, term loans, equipment financing, revenue-based options and credit-driven personal capital — tailored to where the business actually stands today.

If you are not sure which program fits, that is exactly what the General Funding request is for. Share your details and a few documents, and an advisor will review your options with you before anything is submitted to a lender.

Get prepared

Required documents checklist

Every lender asks for slightly different items, but this is the core of a complete 7(a) file. Gather what you can — we will help you fill the gaps.

  • EIN/IRS confirmation letter
  • Articles of Organization/Incorporation
  • Operating Agreement/bylaws
  • Business licenses/permits
  • DBA documentation, if applicable
  • Ownership information
  • Business address/contact information

Completing this checklist does not guarantee SBA or lender approval. The participating lender makes the credit decision and may request additional documentation.

Client intake

Start your application

Choose the path that fits. An advisor follows up within one business day, and there is no cost to get started.

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Supporting documents

Every section below is optional — you can submit now and email documents later. Attaching what you already have speeds up your review considerably. Accepted formats: PDF, JPG, PNG, DOC, DOCX (up to 15MB per file). Files are transmitted to a private, encrypted store that only our advisory team can access.

01

Business

EIN/IRS confirmation letter, Articles of Organization/Incorporation, Operating Agreement/bylaws, business licenses/permits, DBA documentation (if applicable), ownership information.

02

Taxes

Business tax returns (2–3 years, if available), personal tax returns (as requested by lender).

03

Financials

Current year-to-date Profit & Loss, current Balance Sheet, business bank statements, debt schedule, existing loan statements, AR/AP aging if applicable, financial/cash-flow projections.

04

Owner

Government-issued ID, personal financial statement, personal bank statements if requested, personal assets and liabilities, existing personal/business debts, credit/background authorization if required.

05

Loan Request

Detailed use-of-funds breakdown, business plan or executive summary if applicable, quotes/estimates/purchase agreements/invoices supporting major uses of funds.

06

SBA / Lender Forms

SBA Form 1919 (Borrower Information Form) if applicable, lender application, any additional SBA/lender certifications or forms requested.

07

Credit Report

A copy of your personal or business credit report, if you have one available (e.g. from Credit Karma, Experian, Equifax, or TransUnion).

08

Social Security Card

A photo or scan of your Social Security card, if you'd like to include it now.

Completing this checklist does not guarantee SBA or lender approval. The participating lender makes the credit decision and may request additional documentation.