Funded Opportunities
SBA 7(a) Loan Advisory

Get your small business funded through the SBA 7(a) program.

The SBA 7(a) loan is the Small Business Administration's flagship program — financing for working capital, equipment, expansion, real estate, debt refinancing and more, delivered through participating lenders. We help you prepare a clean, complete file before it ever reaches underwriting.

Start Your ApplicationSee the document checklist

Completing this checklist does not guarantee SBA or lender approval. The participating lender makes the credit decision and may request additional documentation.

Small business owner standing in her shop after securing SBA financing

Guided end to end

Document prep, lender packaging, and follow-through until a decision is made.

The program

What is the SBA 7(a) program?

The SBA 7(a) loan program helps small businesses get financing for working capital, equipment, expansion, debt refinancing, and more. Loans are made by participating lenders and backed in part by a guaranty from the U.S. Small Business Administration, which allows lenders to approve businesses that may not fit conventional credit boxes.

Because that guaranty comes with structure, 7(a) files are documentation-heavy. Funded Opportunities organizes your paperwork, sharpens your use-of-funds story, and presents the package to lenders so nothing stalls in review.

Working capital & growth

Fund payroll, inventory, marketing, and the day-to-day cash cushion that keeps operations steady.

Equipment & real estate

Finance machinery, vehicles, build-outs, or owner-occupied commercial property.

Refinance & expansion

Restructure higher-cost business debt or fund a new location, acquisition, or product line.

Get prepared

Required documents checklist

Every lender asks for slightly different items, but this is the core of a complete 7(a) file. Gather what you can — we will help you fill the gaps.

  • EIN/IRS confirmation letter
  • Articles of Organization/Incorporation
  • Operating Agreement/bylaws
  • Business licenses/permits
  • DBA documentation, if applicable
  • Ownership information
  • Business address/contact information

Completing this checklist does not guarantee SBA or lender approval. The participating lender makes the credit decision and may request additional documentation.

Client intake

Start your application

Share a few details about your business and an advisor will follow up within one business day. It takes about three minutes, and there is no cost to get started.

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Supporting documents

Every section below is optional — you can submit now and email documents later. Attaching what you already have speeds up your review considerably. Accepted formats: PDF, JPG, PNG, DOC, DOCX (up to 15MB per file). Files are transmitted to a private, encrypted store that only our advisory team can access.

01

Business

EIN/IRS confirmation letter, Articles of Organization/Incorporation, Operating Agreement/bylaws, business licenses/permits, DBA documentation (if applicable), ownership information.

02

Taxes

Business tax returns (2–3 years, if available), personal tax returns (as requested by lender).

03

Financials

Current year-to-date Profit & Loss, current Balance Sheet, business bank statements, debt schedule, existing loan statements, AR/AP aging if applicable, financial/cash-flow projections.

04

Owner

Government-issued ID, personal financial statement, personal bank statements if requested, personal assets and liabilities, existing personal/business debts, credit/background authorization if required.

05

Loan Request

Detailed use-of-funds breakdown, business plan or executive summary if applicable, quotes/estimates/purchase agreements/invoices supporting major uses of funds.

06

SBA / Lender Forms

SBA Form 1919 (Borrower Information Form) if applicable, lender application, any additional SBA/lender certifications or forms requested.

Completing this checklist does not guarantee SBA or lender approval. The participating lender makes the credit decision and may request additional documentation.